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The WellCard™, medical savings, discounts drugs and doctor fees.
Discount prescriptions, drugs, medical benefits, health insurance and mailorder!

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Medical WellCard™

Pharmacy WellCard™

Silver WellCard™

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Silver WellCard™

WHAT IS IT?
The Silver-Wellcard™ is a savings program that combines the benefits of both the Medical- WellCard™ and the Pharmacy – WellCard™

The Silver- WellCard™ is an ideal supplement to a current insurance plan and perfect for anyone who does not have medical coverage. There are no waiting periods, no limits on visits or services, no deductibles, no age limits, no claim forms, and all pre-existing conditions are covered.

The Silver- WellCard™ allows you to access over 350,000 providers nationwide. Providers include general practitioners, internists, pediatricians, cardiologists, neurologist, obstetricians, gynecologists, chiropractors and more. Every time members use the Silver- WellCard™ they will receive substantial group negotiated discounts. The member simply shows his/her WellCard™ at the time of service and provided that he/she settle their accounts with cash, check, or credit card they will receive a discount.

The pharmacy portion of the Silver - Wellcard™ program is offered through nearly all of the largest retail chains, as well as smaller independent pharmacies, in the USA. Click here for Pharmacy Locations. Members may also purchase their prescription drugs by mail order and on the internet directly from either our US based PBM ( Pharmacy Benefit Management) affiliate or our Canadian mail order / internet pharmacy affiliate. Over 46,000 pharmacies nationwide participate in the program.

Canadian drug prices are often substantially up to 80% lower for the exact same drug. This is due to the Canadian governments’ tight controls on drug prices. Frequently these drugs are manufactured in the same plants to the exact same specifications as drugs sold in the US. The favorable exchange rate for US dollars further reduces costs.

It is legal for United States Residents to purchase medications from Canada provided the drug is for personal use only and does not exceed a three months supply. All drugs sold by our Canadian affiliate are packaged in manufacturers sealed containers.

Many of the drugs that physicians prescribe have alternatives that are equally beneficial but less expensive. Insurance companies know this and increase their profits by switching patient medications. Until now, this information has not been publicly available. As a Silver – WellCard™ member you have unlimited access to prescription evaluation program that will save you from 20% to 50 % on top of the discounts discussed below. Check your Prescription Alternatives.

WHO SHOULD USE IT?
The Silver- WellCard™ is perfect for:

  • People without health benefits
  • People with limited health benefits
  • People with no drug coverage
  • People with limited drug coverage

People with out-of-pocket expenses:

  • Deductibles
  • Non-covered healthcare expenses
  • Annual physical exams
  • Mental and nervous coverage
  • Voluntary cosmetic procedures
  • Pre-existing conditions
  • Out-of-network expenses
  • HMO participants who want to go "outside" the restrictive process
  • People using MSA accounts to meet their deductibles

People in occupations where comprehensive health insurance is unavailable or unaffordable:

  • Hourly and part time workers
  • Small business owners / employees
  • Independent contractors
  • Service industry workers
  • Temporary staffing agency employees
Sample Medical Fee Discounts
Procedure Code
UCR*
WellCard™ **
99214 Office / outpatient visit, established
$80.00
$62.00
99213 Office / outpatient visit, established
$55.00
$42.00
99203 Office outpatient visit, new
$100.00
$72.00

* UCR represents the usual, customary and reasonable price that is most often charged

** Level of discount will vary by region, specialty area, and type of provider.


 

Sample Drug Prices
Drug
Strength
Quantity
AWP
WellCard™ US*
WellCard™ Canada**
Zocor
10mg
30
$68.38
$61.54
$40.00
Neurontin
100mg
100
$49.91
$44.91
$30.00
Prozac
20mg
100
$290.62
$261.55
$120.00
Fosamax
10mg
100
$211.68
$190.51
$134.00

* Prescription drug pricing varies significantly from chain to chain and retailer to retailer. Also, certain drugs are sold as “loss leaders” and the pharmacy’s usual and customary price (retail price) may be lower than the Pharmacy - WellCard™ discounted price. In this situation Pharmacy- WellCard™ member will pay the store’s lowest price.

** The above Canadian sample prices are in US dollars. Purchases using the Pharmacy – WellCard™ Canada program are in Canadian dollars and will vary both with the currency exchange rates and changes made by our Canadian affiliate. Always check prices on the day you place your order.


For a more detailed description of the features of the Silver – WellCard™ check out the Medical - WellCard™ and the Pharmacy - WellCard™

 

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Mayo Clinic Health Oasis: General health information provided by the Mayo Clinic

Harvard Health: General health information and useful self diagnostic information provided by Harvard University.

Dr Weil: Online health and prevention information provided by respected physcian Dr. Andrew Weil.

Healthfinder: Online directory of health related web sites sponsored by the government.

Centers for Disease Control and Prevention: Government sponsored web site including health advice for travel.