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The Medical WellCard™ is an ideal supplement to a current insurance
plan and perfect for anyone who does not have medical coverage. There
are no waiting periods, no limits on visits or services, no deductibles,
no age limits, no claim forms, and all pre-existing conditions are
WellCard™ allows you to access over 350,000 providers nationwide.
Providers include general practitioners, internists, pediatricians,
cardiologists, neurologist, obstetricians, gynecologists, chiropractors
and more. Every time members use the Medical WellCard™ they receive
substantial group negotiated discounts. The member simply shows his/her
WellCard™ at the time of service and provided that he/she settle their
accounts with cash, check, or credit card they will receive a discount.
SHOULD USE IT?
The Medical WellCard™ is perfect for:
without health benefits
with limited health benefits
with pre-existing conditions
with out-of-pocket expenses such as:
Non-covered healthcare expenses
and nervous coverage
participants who want to go "outside" the restrictive process
using MSA accounts to meet their deductibles
in occupations where comprehensive health insurance is unavailable
Hourly and part time workers
business owners / employees
staffing agency employees
TO FIND A DOCTOR?
WellCard™ medical providers are participants of national Preferred
Provider Organizations (PPOS). Click "Search
Providers " tab and follow the prompts.
DOES IT WORK?
Participating doctors’ offices have access to eligibility verification
and contract pricing information using the toll free telephone number
displayed on your WellCard™. The doctor’s office calls the toll free
number, keys in the WellCard™ member ID, the doctor’s tax identification,
the appropriate CPT code(s) and the doctor’s usual and customary fee
for that service. The WellCard™ allowable amount is reported to the
caller. The WellCard™ member pays the reported educed fee at the time
of service. Participating doctors have an agreement that they will
not bill the member for the difference between their usual and customary
fee and the reduced reported fee.
TO MAKE AN APPOINTMENT?
To receive medical care, just call a PPO providor and schedule an
appointment. Tell the office that you belong to the PPO whose name
and logo appears on your Medical WellCard™. Your doctor will want
to see your WellCard™ ID card so be sure to bring it with you each
time you have an appointment. The first time you have an appointment
with the doctor also bring the “fulfillment document” you received
with your WellCard™ registration. This contains important information
that will help your doctor's office to process your payment.
TO BE AN INFORMED PATIENT?
WellCard™ believes that informed patients make better healthcare decisions.
We offer you the following links to pursue healthy choices.
the American Medical
Associations On Line Doctor Finder where you will find information
on virtually every licensed physician in the United States. Also visit
the American Medical Association's on line Health Insight site and
learn about specific conditions, general health, family focus and
By visiting this site, the user acknowledges this notice and agrees
to the terms and conditions set out. Please click
here to read our terms and conditions.
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Diabetes Association: News, information and useful lifestyle tips
for persons with diabetes.
Arthritis Foundation: News and information about arthritis.
Education Global Information Systems: News and information about
AIDS and HIV.
Clinic Health Oasis: General health information provided by the
Health: General health information and useful self diagnostic
information provided by Harvard University.
Weil: Online health and prevention information provided by respected
physcian Dr. Andrew Weil.
Online directory of health related web sites sponsored by the government.
for Disease Control and Prevention: Government sponsored web site
including health advice for travel.