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Content provided and transmitted on this Web site may be used for personal, informational, and noncommercial shopping purposes only. Copying, publishing, broadcasting, transmitting, modifying, deleting, augmenting, distributing, downloading, reproducing, creating derivative works of this content, or posting this content or selected portions of this content in any manner on any network computer, broadcast media, or other technologies existing now or hereinafter developed for unauthorized publication or commercial use without the prior written consent of MSA is strictly prohibited.

Disclaimer of Warranties
THE CONTENT CONTAINED ON THIS WEBSITE IS PROVIDED BY MSA FOR GENERAL INFORMATIONAL PURPOSES ONLY AND IS INTENDED ONLY TO FACILITATE COMMUNICATION BETWEEN YOU AND YOUR PHYSICIAN OR OTHER HEALTH CARE PROVIDER. THE INFORMATION CONTAINED ON THIS WEBSITE IS NOT INTENDED AND SHOULD NOT BE USED FOR DIAGNOSIS OF ANY CONDITION OR DISEASE AND CANNOT PROVIDE A DIAGNOSIS FOR ANY PARTICULAR INDIVIDUAL. SUCH INFORMATION SHOULD NOT BE USED AS A SUBSTITUTE FOR SEEKING PROFESSIONAL MEDICAL ADVICE, DIAGNOSIS, TREATMENT OR CARE. ALL QUESTIONS YOU MAY HAVE ABOUT YOUR MEDICAL OR HEALTH CONDITION, TREATMENT, CARE OR DIAGNOSIS SHOULD BE REFERRED TO YOUR OWN PHYSICAN OR OTHER HEALTH CARE PROVIDER. THIS WEBSITE DOES NOT CONTAIN ALL MEDICAL INFORMATION THAT MAY BE RELEVANT TO ANY PARTICULAR MEDICAL OR OTHER HEALTH CONDITION OR DISEASE. MSA DOES NOT IN ANY WAY ENDORSE, OPERATE, CONTROL, OR ASSUME RESPONSIBILITY FOR ANY PRODUCT, BRAND, TREATMENT, INFORMATION OR SERVICES CONTAINED ON THE WEBSITE. THE INFORMATION, SERVICES, AND PRODUCTS CONTAINED ON THIS WEBSITE ARE PROVIDED [ON AN "AS IS" BASIS] WITHOUT WARRANTY OF ANY KIND, EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, MSA AND ITS AFFILIATES EXPRESSLY DISCLAIM AND EXCLUDE ANY AND ALL WARRANTIES WITH RESPECT TO ALL INFORMATION, SERVICES AND PRODUCTS CONTAINED ON THIS WEB SITE, EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION ANY WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT. THERE ARE NO WARRANTIES MADE AS TO THE COMPLETENESS, ACCURACY, CURRENCY OR RELIABILITY OF INFORMATION CONTAINED ON THIS WEBSITE. YOU ACKNOWLEDGE, BY YOUR USE OF THIS WEBSITE, THAT YOUR USE OF THIS WEBSITE AND ANY PRODUCTS OR SERVICES FURNISHED THROUGH THIS WEBSITE IS AT YOUR SOLE RISK, THAT YOU ASSUME FULL RESPONSIBILITY FOR ALL RISK ASSOCIATED WITH YOUR USE OF THIS WEBSITE OR SUCH PRODUCTS OR SERVICES.

Limitation of Liability
AS PARTIAL CONSIDERATION FOR YOUR USE OF AND ACCESS TO THIS WEBSITE, YOU AGREE THAT, TO THE FULLEST EXTENT PERMITTED BY LAW: (I) IN NO EVENT WILL MSA, ITS AFFILIATES OR ANY OTHER PARTY INVOLVED IN CREATING, PRODUCING, DELIVERING OR MAINTAINING THIS WEB SITE OR ANY SITE LINKED TO THIS WEBSITE, BE LIABLE TO YOU IN ANY MANNER WHATSOEVER FOR ANY DECISION MADE OR ACTION OR FORBEARANCE TAKEN BY YOU IN RELIANCE UPON THE INFORMATION PROVIDED THROUGH THIS WEBSITE; AND (II) THE AGGREGATE LIABILITY OF MSA, ITS AFFILIATES OR ANY OTHER SUCH PARTY ARISING FROM OR RELATING TO THE CONTENT OF THIS WEBSITE OR THE PRODUCTS OR SERVICES FURNSIHED THROUGH THIS WEBSITE (REGARDLESS OF THE FORM OR BASIS OF SUCH ACTION OR CLAIM) SHALL BE LIMITED TO THE PURCHASE PRICE OF ANY PRODUCTS OR SERVICES YOU PURCHASED THROUGH THIS WEBSITE; AND (III) NO SUCH PERSON SHALL IN ANY EVENT BE LIABLE FOR ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, EVEN IF SUCH PERSONS IS AWARE OR HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

This information is not a substitute for medical advice. It is for reference only and should not be used to determine treatment for specific medical conditions-only a health care provider can do this. You should seek prompt medical care for any specific health issues and consult your physician before starting a new diet, fitness, or supplement regimen.

If you are experiencing a medical crisis, please call 911, or contact your local emergency assistance service immediately. Consultations or content from our pharmacists are not intended to replace professional medical advice, diagnosis, or treatment. Please do not delay seeking medical advice if needed.

Changes and Applicable Law
MSA reserves the right to make changes to this Website and the policies and conditions that govern the use of this Website at any time and from time to time. We encourage you to review all of the information of this Legal Disclaimers page periodically for any updates or changes. Your continued access or use of this Website shall be deemed your acceptance of and agreement to be bound by these conditions and policies, as they may be changed from time to time and to the reasonableness of these standards for notice of updates and changes.

Use of this Website and purchases of products and services through this Website shall be governed by and construed in accordance with the laws of the State of Delaware without giving effect to its conflict of law provisions. You agree that any legal action or proceeding between you and MSA shall be brought exclusively in a federal or state court of competent jurisdiction sitting in Delaware.

Copyrights
Medical Savings Accounts, Inc. ("MSA") owns and operates this Website and the services offered on this Website. All content included on this Website, including without limitation text, graphics, logos, buttons, icons, images, sounds, audio and video clips, is the exclusive and proprietary property of MSA and its affiliates, and is protected by U.S. and international copyright and trademark laws. The compilation, collection, selection, arrangement, assembly and coordination of any content on this Website is the exclusive and proprietary property of MSA and is protected by U.S. and international copyright laws. All software used on this Website is the property of MSA or its licensors and is protected by U.S. and international copyright laws. The content and software on this Website is available to be used as a shopping and informational resource. Accordingly, without the express written consent of MSA, which may be withheld in its sole and absolute discretion, you may not copy, publish, distribute, create derivative works of, or commercially exploit the content or software of this Website, or use this Website for any other purpose.

Trademarks
WellCard™ is a trademarks of MSA or its subsidiaries and affiliates. This mark may not be used by any third party in connection with any other products or services or otherwise in a manner that would disparage or detract from the value of the mark. All other trademarks, product names, and company names and logos appearing on this web site are the property of their respective owners.

Please understand that in no event shall MSA or any of its affiliates employees, directors, officers etc. be liable for any incidental, consequential, punitive or special damages, direct or indirect. MSA's liability shall not exceed the fees paid by the user for the particular information or service provided.

Statements about some products and health conditions have not been evaluated by the U.S. Food & Drug Administration. MSA does not necessarily endorse manufacturers' or others' claims about the efficacy of these products, nor do we make any guarantee or warranty, express or implied, with respect to any products or services sold. Information on this site might be out of date.

We are not responsible for typographical or imaging errors. MSA reserve quantity rights for product purchases.

By visiting this site, the user acknowledges this notice and agrees to the terms and conditions set out.

DISCLAIMER: By visiting this site, the user acknowledges this notice and agrees to the terms and conditions set out. Please click here to read our terms and conditions.
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Online Health Resources:

American Diabetes Association: News, information and useful lifestyle tips for persons with diabetes.

The Arthritis Foundation: News and information about arthritis.

AIDS Education Global Information Systems: News and information about AIDS and HIV.

Mayo Clinic Health Oasis: General health information provided by the Mayo Clinic

Harvard Health: General health information and useful self diagnostic information provided by Harvard University.

Dr Weil: Online health and prevention information provided by respected physcian Dr. Andrew Weil.

Healthfinder: Online directory of health related web sites sponsored by the government.

Centers for Disease Control and Prevention: Government sponsored web site including health advice for travel.